Today we’d like to introduce you to Xavier Epps.
Hi Xavier, thanks for joining us today. We’d love for you to start by introducing yourself.
XNE Financial Advising began with a simple yet powerful belief: people deserve clear, practical guidance to make confident financial decisions. After years of working in finance and seeing how many individuals and families felt overwhelmed, confused, or excluded from meaningful planning conversations, I set out to build a firm that focused on education, trust, and real-world strategy.
What began as one-on-one advising grew into a full-service practice serving professional entrepreneurs and families who wanted more than generic advice. Along the way, I developed a strong voice around financial literacy, sharing insights through speaking, writing, and my FinanceGuyX platform to help people understand money without jargon or fear.
Today, XNE Financial Advising continues to grow by staying rooted in that original mission, helping clients build sustainable financial systems, plan intentionally, and move forward with clarity and confidence.
We all face challenges, but looking back would you describe it as a relatively smooth road?
It definitely has not been a smooth road. Like many entrepreneurs, building XNE Financial Advising came with its share of uncertainty, long hours, and moments where progress felt slower than expected. Establishing trust in an industry where many people are skeptical of financial professionals requires consistency, transparency, and patience.
There were also challenges around scaling while maintaining quality. As demand grew, it was essential to put the right systems in place without losing the personalized approach that clients valued from the beginning. Balancing growth, compliance, and education while continuing to show up for clients was not easy, but each challenge reinforced the importance of discipline, adaptability, and staying committed to the mission.
We’ve been impressed with XNE Financial Advising, LLC, but for folks who might not be as familiar, what can you share with them about what you do and what sets you apart from others?
XNE Financial Advising is a full-service financial planning and advisory firm founded by Xavier Epps with a focus on clarity education and long-term strategy. The firm works with professional entrepreneurs and families who want a practical approach to managing their money without confusion or unnecessary complexity.
We specialize in holistic financial planning, including twelve-month budgets, debt/credit/tax analysis, tax preparation for individuals and businesses, and, lastly, CFO Fractional Accounting Service for businesses. Founded in 2011, XNE Financial Advising, LLC has advised and served over 2,300 individuals and small businesses with various financial services that will lead to generational wealth creation. Since its incorporation, the company has managed approximately $76.6 million in revenue for small businesses and $16.2 million for families. The company continues to add and enhance services that support clients in various occupations. The company has processed over 2,600 tax returns, processed more than $881.3 million of taxable income, and returned more than $13 million in client refunds since its inception.
Brand-wise, what stands out most is trust and consistency. XNE Financial Advising has built its reputation by showing up with transparency, discipline, and guidance that is tailored to each client’s life and goals. The firm is also closely connected to financial literacy efforts through my FinanceGuyX platform, which allows the brand to reach and educate a wider audience beyond traditional advisory relationships.
I’m most proud of creating an environment that helps people feel confident and in control of their financial future. XNE Financial Advising is not about quick wins or one-size-fits-all solutions. It is about building sustainable plans that support long-term stability and growth, and meeting clients where they are while helping them move forward with purpose and clarity.
Can you tell us more about what you were like growing up?
Growing up in Southeast Washington, DC, it was easy to fall into trouble. I’m grateful that my mother and older sisters pushed me into extracurricular activities that I genuinely believe shaped me into the entrepreneur I am today. I played chess, competed in artistic tournaments, participated in track and field (both indoor and outdoor), and took part in spelling bee competitions.
Pricing:
- Initial consultation to assess goals, financial picture, and planning needs is FREE
- Financial planning fees are based on annual earnings. Over $100,000, it’s $550, under $100,000 is $350, and couples enjoy a $100 discount if they complete a jointly plan
- Tax Preparation Service Services vary based on the forms needed to be accurately prepared; our fees are on average half the cost of the retail tax preparation companies (fee schedule can be found on our website)
- CFO Fractional Accounting Service is a monthly service designed for businesses throughout the country is tied to the business’s monthly revenue with minimum and maximums in each contract, so when revenues fall, our fee falls.
Contact Info:
- Website: https://www.xnefinance.com
- Instagram: https://www.instagram.com/xnefinancial/
- Facebook: https://www.facebook.com/XNEFinancial
- LinkedIn: https://www.linkedin.com/company/xne-financial-advising-llc
- Twitter: https://x.com/XNEFinancial
- Yelp: https://www.yelp.com/biz/xne-financial-advising-alexandria
- Other: https://www.instagram.com/financeguyx/
